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If you're not quite ready to downsize square footage or sacrifice luxury living spaces, but want all the convenience of a maintenance-free lifestyle, consider this Waterford model in popular Mill Island at Worman's Mill. This stately stone-front home not only features a signature main-level primary suite - giving one-level living at its best without compromising the space you need for guests, working from home, or hobbies on the other two levels - but also delivers a unique bonus in-law suite with ADA-accessible features on the lower level. The bright, voluminous interior offers a striking two-story entry foyer and a sweeping great room with a classic fireplace and soaring ceilings. A traditional parlor is located directly off the entry foyer to the right, and your formal dining room, complete with beautiful lighting and classic trim, is to the left (kitchen-adjacent). In the kitchen itself, you'll find a wealth of cherry cabinetry, a large prep island, new double wall ovens, a six-burner gas cooktop, quartz countertops, laundry space, a pantry, and access to the garage. The adjoining breakfast room is perfect for morning coffee and everyday meals, opening to a huge composite deck that features both a screened dining/lounge area and expansive unscreened space with plenty of room to entertain, create an outdoor living space, or perhaps start a container garden. The main-level primary suite includes walk-in closets, tray ceilings, and a private four-piece bath with a jetted garden-style soaking tub. The private upper level is an excellent option for guests, a home office, or hobby/flex space, complete with two cozy bedrooms and a full bathroom. Accessible via a motorized chairlift (which can easily be removed if not needed), the updated walkout lower level includes a rec room, a bedroom with hardwood flooring and a walkout entrance to the rear yard areaway, a large walk-in closet, an expanded ADA-accessible full bathroom with a roll-in shower, a tiered theater room, an additional finished flex room, and unfinished utility/storage space (with potential for a second washer/dryer to service the lower level). Throughout the home, you will find special touches like arches, architectural columns, and generous trim lines. The comprehensive monthly HOA for this courtyard-style stunner takes care of everything you need to stay focused on your lifestyle vs. weekend maintenance - lawn care, trash, and snow removal are included - plus access to the pool, clubhouse, extensive trails, and walkable activities throughout the community. Excellent location near commuter route access points, a wealth of options for shopping and nearby dining (including several popular restaurants on the neighborhood square), and just five minutes from all the excitement of Downtown Frederick.
Year Built:
2005
Listing ID:
MDFR2088256
Bathrooms:
3 full , 1 half
List Date:
August 25, 2026
Property Type:
Single Family Residential
Architecture Style:
French, Colonial, Georgian, Other
Subdivision:
MILL ISLAND AT WORMAN'S MILL
County:
FREDERICK
Appliances:
Built-In Microwave, Cooktop - Down Draft, Dishwasher, Disposal, Dryer, Icemaker, Oven - Double, Oven - Wall, Refrigerator, Washer
Total Taxes:
$11,321
Courtesy of Samson Properties
This content was last updated on August 27, 2026 03:09
| Name | Type | Level | Grades | Address | |
|---|---|---|---|---|---|
Walkersville Middle School |
Public | Middle | 6-8 | 55 W Frederick St, Walkersville, MD 21793 | |
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District: Frederick County Public Schools Grade Span: 6 - 8 Admission: Public Address: 55 W Frederick St, Walkersville, MD 21793 Phone: 227-203-2650 Website: http://www.fcps.org Teachers: 49 Students: 779 Ratio: 16:1 Students/Teacher Gender: 51% Male / 49% Female Lunch: 34% Free / 7% Reduced Student/Teacher ratioEnrollment |
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Walkersville High School |
Public | High | 9-12 | 81 W Frederick St, Walkersville, MD 21793 | |
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District: Frederick County Public Schools Grade Span: 9 - 12 Admission: Public Address: 81 W Frederick St, Walkersville, MD 21793 Phone: 227-203-3350 Website: http://www.fcps.org Teachers: 60 Students: 1181 Ratio: 20:1 Students/Teacher Gender: 53% Male / 46% Female Lunch: 31% Free / 8% Reduced Student/Teacher ratioEnrollment |
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Walkersville Elementary School |
Public | Primary | KG-5 | 83 W Frederick St, Walkersville, MD 21793 | |
|
District: Frederick County Public Schools Grade Span: KG - 5 Admission: Public Address: 83 W Frederick St, Walkersville, MD 21793 Phone: 227-203-1180 Website: http://www.fcps.org Teachers: 45 Students: 692 Ratio: 15:1 Students/Teacher Gender: 51% Male / 49% Female Lunch: 41% Free / 9% Reduced Student/Teacher ratioEnrollment |
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| Name | Type | Level | Grades | Address | |
|---|---|---|---|---|---|
Calvary Weekday School |
Private | Elementary | PK-KG | 131 W 2nd St, Frederick, MD 21701 | |
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Grade Span: PK - KG Admission: Private Address: 131 W 2nd St, Frederick, MD 21701 Phone: 301-662-6783 Website: http://www.calvaryweekdayschool.com/ Teachers: 1 Students: 17 Ratio: 19:1 Students/Teacher Gender: 65% Male / 35% Female Student/Teacher ratioEnrollment |
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Frederick Adventist Academy |
Private | Elementary | PK-8 | 6437 Jefferson Pike, Frederick, MD 21703 | |
|
Grade Span: PK - 8 Admission: Private Address: 6437 Jefferson Pike, Frederick, MD 21703 Phone: 301-663-0363 Teachers: 5 Students: 84 Ratio: 16:1 Students/Teacher Gender: 39% Male / 61% Female Student/Teacher ratioEnrollment |
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Frederick Baptist Academy |
Private | Combined Elementary/Secondary | 1-12 | 5305 Mount Zion Rd, Frederick, MD 21703 | |
|
Grade Span: 1 - 12 Admission: Private Address: 5305 Mount Zion Rd, Frederick, MD 21703 Phone: 301-473-8900 Teachers: 6 Students: 35 Ratio: 6:1 Students/Teacher Gender: 37% Male / 63% Female Student/Teacher ratioEnrollment |
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Frederick Christian Academy |
Private | Combined Elementary/Secondary | PK-12 | 6642 Carpenter Rd, Frederick, MD 21703 | |
|
Grade Span: PK - 12 Admission: Private Address: 6642 Carpenter Rd, Frederick, MD 21703 Phone: 301-473-8990 Website: http://www.fcamd.org/ Teachers: 13 Students: 115 Ratio: 9:1 Students/Teacher Gender: 46% Male / 54% Female Student/Teacher ratioEnrollment |
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Frederick Country Day Montessori School |
Private | Elementary | PK-KG | 1601 Wheyfield Dr, Frederick, MD 21701 | |
|
Grade Span: PK - KG Admission: Private Address: 1601 Wheyfield Dr, Frederick, MD 21701 Phone: 301-694-7000 Website: http://www.frederickcountryday.com/ Teachers: 2 Students: 7 Ratio: 4:1 Students/Teacher Gender: 43% Male / 57% Female Student/Teacher ratioEnrollment |
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Laurel Hall School |
Private | Combined Elementary/Secondary | 1-12 | 4540 Mack Ave Ste B, Frederick, MD 21703 | |
|
Grade Span: 1 - 12 Admission: Private Address: 4540 Mack Ave Ste B, Frederick, MD 21703 Phone: 301-733-0331 Teachers: 10 Students: 54 Ratio: 5:1 Students/Teacher Gender: 83% Male / 17% Female Student/Teacher ratioEnrollment |
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Laurel Hall School - Frederick |
Private | Combined Elementary/Secondary | 3-12 | 4540 Mack Ave Ste B, Frederick, MD 21703 | |
|
Grade Span: 3 - 12 Admission: Private Address: 4540 Mack Ave Ste B, Frederick, MD 21703 Phone: 301-698-5665 Teachers: 10 Students: 38 Ratio: 4:1 Students/Teacher Gender: 92% Male / 8% Female Student/Teacher ratioEnrollment |
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Meadows Montessori |
Private | Elementary | KG-KG | 185 Thomas Johnson Dr, Frederick, MD 21702 | |
|
Grade Span: KG - KG Admission: Private Address: 185 Thomas Johnson Dr, Frederick, MD 21702 Phone: 301-662-8910 Teachers: 1 Students: 1 Ratio: 1:1 Students/Teacher Gender: 100% Male Student/Teacher ratioEnrollment |
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St John Regional Catholic School |
Private | Elementary | PK-8 | 8414 Opossumtown Pike, Frederick, MD 21702 | |
|
Grade Span: PK - 8 Admission: Private Address: 8414 Opossumtown Pike, Frederick, MD 21702 Phone: 301-662-6722 Website: http://www.sjrcs.org/ Teachers: 32 Students: 517 Ratio: 16:1 Students/Teacher Gender: 47% Male / 53% Female Student/Teacher ratioEnrollment |
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The Banner School |
Private | Elementary | PK-8 | 1730 N Market St, Frederick, MD 21701 | |
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Grade Span: PK - 8 Admission: Private Address: 1730 N Market St, Frederick, MD 21701 Phone: 301-695-9320 Website: http://www.bannerschool.org/ Teachers: 20 Students: 143 Ratio: 7:1 Students/Teacher Gender: 63% Male / 37% Female Student/Teacher ratioEnrollment |
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The Goddard School of Frederick |
Private | Elementary | PK-KG | 2080 Yellow Springs Rd, Frederick, MD 21702 | |
|
Grade Span: PK - KG Admission: Private Address: 2080 Yellow Springs Rd, Frederick, MD 21702 Phone: 301-631-6699 Teachers: 3 Students: 13 Ratio: 4:1 Students/Teacher Gender: 38% Male / 62% Female Student/Teacher ratioEnrollment |
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The Sheppard Pratt School |
Private | Elementary | 1-5 | 1285 Hillcrest Dr, Frederick, MD 21703 | |
|
Grade Span: 1 - 5 Admission: Private Address: 1285 Hillcrest Dr, Frederick, MD 21703 Phone: 240-651-1570 Teachers: 2 Students: 5 Ratio: 3:1 Students/Teacher Gender: 80% Male / 20% Female Student/Teacher ratioEnrollment |
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