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Financing Your Home

Working with an experienced and knowledgeable mortgage lender is extremely important in the home buying process. Selecting a loan officer that you can sit down with to explain your unique needs and desires will reduce stress and make for a smooth transaction. You’re probably looking for:
Someone in your neighborhood who can explain to you how a VA loan is different from a FHA loan.
Someone who can answer your night-before- settlement calls at 8 p.m.
Someone who won’t try to fit you into a box, but knows your unique situation and can craft a mortgage solution to fit YOUR needs.
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The Mortgage Process

Get Prequalified

Having a pre-qualification letter in hand before you begin shopping for a home shows sellers that you’re serious about making an offer and ensures that you’re on target to qualify for a mortgage on your home of choice.

Get Prequalified

Find the Perfect House

You’ve already begun your search online—likely, for several months. Now, it’s time to choose a CENTURY 21 New Millennium REALTOR® with whom to tour homes, write a competitive offer and leverage your pre-approval to get you to a ratified contract.

Search Homes

Select the Financing Product

Our First County Mortgage loan officers will work with you to find the best customized solution that fits your needs.

Apply for the Loan and Collaborate during Processing

Assuming you’ve already completed the prequalification process, your loan officer will update and submit your official loan application. You may need to submit additional documents or meet additional criteria during this stage.

Prepare for Closing

Together, our First County Mortgage loan officer and our CENTURY 21 New Millennium agent will collaborate with you to ensure that your closing process is seamless. From underwriting to appraisals, we’ll keep the entire process local and get you to the closing table on time.

Move In to Your New Home

Congratulations, you’ve made it to closing! We’ll be by your side to navigate you through the paperwork and complete a successful transaction.

Mortgage Tools and Calculators

Rent vs. Buy Calculator

Loan Comparison Calculator

Around the Neighborhood Report

Pre-Qualification Calculator

Refinance Calculator

Mortgage Learning Center

Why Choose Select Lending Home Loans

Financing First in Class First County

Best-in-Class Service

Select Lending Home Loans is a subsidiary of CMG Financial, a nationally operating entity renowned for innovation in product offerings and staying ahead of competitors on the digital front, backed by the elite support of CENTURY 21 New Millennium. Our collaborative environment fosters seamless communication between loan officers and real estate agents, ensuring that each client’s needs are met with precision and care.

Together we're better

Select Lending Home Loans is redefining the home loan experience. For us, the home loan experience is a client-focused journey. We know the importance of finding the right loan for every client and we accomplish this through one-on-one guidance. Unlike other lenders, we combine the market knowledge of local REALTORS® and the financial expertise of expert loan officers to guide you through a streamlined mortgage process – from home search to the closing table, we will be by your side.

Financing Together We're Better
Financing Crafting Custom Solutions

Crafting Custom Solutions

Select Lending Home Loans officers are invested in the local community. Our whole staff is local, from operations to underwriting, which gives us the edge on outsourced lenders. Ultimately, our goal is to redefine the mortgage landscape with poise, tenacity, and efficiency. Though we are an industry leader in technology and operations, nothing is more important to us than our clients. It is not about the sale, but about the vision. We’re in the business of building futures, and at the heart of our business is you. Without you, there is no Select Lending Home Loans.

Select Lending Home Loans vs. Online Lenders

Select Lending Home Loans | NMLS#: 2382366 | NMLS System & Registry | Equal Housing Lender

Select Lending Home LoansOnline Lenders
Competitive rates
Real, live loan officer available any time to answer any questions
Professionally trained and licensed loan officer
Loan officer who is knowledgeable about the local market and available programs
Loan officer who can customize products to fit your needs
Loan officer conveniently located to CENTURY 21 New Millennium real estate offices
Local appraisers
Local processors
Local underwriting
Solid relationships with local title companies

Interested in Applying for a Mortgage?