Financing Your Home
The Mortgage Process
Get Prequalified
Having a pre-qualification letter in hand before you begin shopping for a home shows sellers that you’re serious about making an offer and ensures that you’re on target to qualify for a mortgage on your home of choice.
Get PrequalifiedFind the Perfect House
You’ve already begun your search online—likely, for several months. Now, it’s time to choose a CENTURY 21 New Millennium REALTOR® with whom to tour homes, write a competitive offer and leverage your pre-approval to get you to a ratified contract.
Search HomesSelect the Financing Product
Our Select Lending Services loan officer will work with you to find the customized solution that fits your needs.
Apply for the Loan and Collaborate during Processing
Assuming you’ve already completed the prequalification process, your loan officer will update and submit your official loan application. You may need to submit additional documents or meet additional criteria during this stage.
Prepare for Closing
Your Select Lending Services loan officer and your CENTURY 21 New Millennium agent will collaborate to ensure a seamless closing process. From underwriting to appraisals, we’ll keep the entire process local and get you to the closing table on time.
Move In to Your New Home
Congratulations, you’ve made it to closing! We’ll be by your side to navigate you through the paperwork and complete a successful transaction.
Mortgage Tools and Calculators
Rent vs. Buy Calculator
Refinance Calculator
Home Affordability Calculator
Pre-Qualification Calculator
3-2-1 Mortgage Buydown Calculator
Why Choose Select Lending Services
Best-in-Class Service
Select Lending Services is a subsidiary of CMG Financial, a nationally operating entity renowned for innovation in product offerings and staying ahead of competitors on the digital front, backed by the elite support of CENTURY 21 New Millennium. Our collaborative environment fosters seamless communication between loan officers and real estate agents, ensuring that each client’s needs are met with precision and care.
Together we're better
Select Lending Services is redefining the home loan experience. For us, the home loan experience is a client-focused journey. We know the importance of finding the right loan for every client and we accomplish this through one-on-one guidance. Unlike other lenders, we combine the market knowledge of local REALTORS® and the financial expertise of expert loan officers to guide you through a streamlined mortgage process – from home search to the closing table, we will be by your side.
Crafting Custom Solutions
Select Lending Services officers are invested in the local community. Our whole staff is local, from operations to underwriting, which gives us the edge on outsourced lenders. Ultimately, our goal is to redefine the mortgage landscape with poise, tenacity, and efficiency. Though we are an industry leader in technology and operations, nothing is more important to us than our clients. It is not about the sale, but about the vision. We’re in the business of building futures, and at the heart of our business is you. Without you, there is no Select Lending Home Loans.
Select Lending Services vs. Online Lenders
Select Lending Services | NMLS#: 2027853 | NMLS System & Registry | Equal Housing Lender
| Select Lending Services | Online Lenders | |
|---|---|---|
| Competitive rates | ||
| Live loan officer available any time to answer questions | ||
| Professionally trained and licensed loan officer | ||
| Loan officer who is knowledgeable about the local market and available programs | ||
| Loan officer who can customize products to fit your needs | ||
| Loan officer conveniently located to C21 New Millennium real estate offices | ||
| Local appraisers | ||
| Local processors | ||
| Local underwriting | ||
| Solid relationships with local title companies |
Select Lending Services™ is an equal opportunity lender, NMLS ID# 2027853 (http://www.nmlsconsumeraccess.org). Licensed by the Oregon Division of Financial Regulation #ML-2027853. Licensed by the Washington Department of Financial Institutions under the Consumer Loan Act No. CL-2027853. CO Mortgage Company Registration License No. 2027853 Texas – SML Mortgage Company License, state issues no license number. Licensed by the Virginia State Corporation Commission #MC-7823 To verify our complete list of state licenses, please visit https://selectlendingservices.com/corporate/licensing