Cindy Gardner
Cindy Gardner
Cindy Gardner
REALTOR® | Licensed in MD
Annapolis Office
1730 West Street, Suite 200
Annapolis, MD 21401

Interested in learning what your home is worth?

About Me

A Realtor whose keen sense of business, steadfast work ethic, and knowledge of the all-important financial details come together for a smooth and successful real estate transaction. Cindy understands the love of a place we call home and keeps her clients’ best interest in mind.

Cindy has resided in Anne Arundel County for the past 26 years. Her passion for real estate began in the coastal communities on the North Shore of Massachusetts in 1982, she was the youngest sales associate in her company and quickly became a top-producing agent of residential sales. Recognized for her leadership, sales skills and genuine care for her clients, Cindy became Broker Manager of her office. She relocated to the Annapolis area in 1993 and while raising her two sons, pursued other careers in the marina industry, landscape design and paralegal work.

A twist of fate returned Cindy to real estate! In addition to standard residential sales, she’s also a specialist in the short-sale transaction. Her education in Business combined with a Paralegal Certification has equipped her with a greater appreciation of the legal aspects of the real estate transaction, extremely detail oriented with an enhanced ability to think critically and a broader range of experience in negotiations and communications. Put Cindy’s unique set of skills, personality and experience to work for you with your next real estate transaction!

Your key to results!

My Awards
My Designations


I was referred to Century 21's relocation experts by my local realtor I have worked with for several years. Upon being c onnected, I received a call from Cindy. She was extremely polite, patient and professional. Initially, she took the time to hear me out and understand my needs. Once this was done, she then started tailoring a search based on my needs. In fact, when we scheduled our trip to Maryland to see homes, she wasn't in town due to her pre-scheduled plans. Even though she wasn't going to be around, she made sure she left us in the safe and able hands of Gene Sementill. A special shout out to Gene as well, he was great to work with. Overall, it was a smooth and great experience working with Cindy and her team from home hunting to closing the transaction. I can't commend enough on Cindy's professionalism, and her approach to have my interests protected. This was evident in many steps along the process. I'd definitely work with Cindy again in the future. Thanks Cindy & Gene
Review by
Cindy was great to work with. Our agent/friend in Louisiana went through the relocation process and connected us with ju st the right agent. Our situation was somewhat unique and Cindy had the experience and local contacts to make our purchase a success. I don’t normally put all excellent, but we did get that can of help.
Review by
Clarence Black, Madisonville, LA
We happened to meet Cindy out one night and she was so friendly and approachable so of course we chose to reach out and ask for her help with the purchase of our house. We are so thankful every day that we did, we literally could not have done this process without her help. She was very attentive to what we were looking for in a house and went out of her way to help us achieve those goals. We love her!!
Review by
Eddie & Taylor Echard
Cindy was very knowledgeable about the area we wanted to live, especially since she lives in it! We really liked that sh e had a lot of home renovation experience, especially since many of the homes we looked at were older and we were likely to do some upgrading. She’s very thorough in everything and will answer any questions you have in detail so you can make the best decision. Highly recommend her!
Review by
Cindy brings her “A” game to the table. She never misses a step and nothing falls through the cracks
Review by
Cindy is truly a top notch professional. She is such a goos listener, and she makes her job seem effortless. We have wor ked with other agents in the past, and they don’t come close to delivering the way Cindy does! We appreciate her SO much! Cindy truly excels at helping a buyer see the transaction for what it is and not get too caught up in emotions! Cindy is an incredibly hard working and always one step ahead in communications!
Review by
Sara, Taylors Island
Cindy was very professional during the entire process, she made the process extremely easy and did everything that was i n our best interest. Cindy is top notch, she couldn't have done anything differently to make this process any easier. Her professionalism is nothing less than perfect , there was never a point in the process of selling the home that I ever questioned her knowledge, opinion or suggestions. Cindy was very informative thru the entire process, she provided us with all information we needed to make the best decisions on the sale of the home. I would recommend Cindy Gardner to friends and family based on her professionalism, knowledge, friendliness.
Review by
Tabitha Casey
She was wonderful to work with and got the job done very thoroughly!
Review by
Megan Martino-Jacobs
Cindy was an absolutely blessing to work with! She really helped to guise us through the process of selling our first ho me and was there through every step when we had questions. Highly recommended!
Review by
Chelsea C-W, Pasadena MD
Cindy Gardner was impressive from our first conversation. She was extremely knowledgeable about the needs for our sale. She inspired a sense of trust from the very beginning. This was really important for us since we were doing our sale long distance. I trusted that she would help us accomplish our sale and help us through every step. She was fabulous as was her assistant, Heather. We also had great communication throughout the process. I highly recommend Cindy, Heather and Century 21 New Millennium!
Review by
Debbie Larsson, Palm Beach Gardens, Florida
Not only was Cindy incredibly knowledgeable, she was so responsive to us, day and night, and when an unforeseen issue ca me up with a house we were purchasing, she went above and beyond to help us get through it. I would highly recommend Cindy to anyone looking to sell or buy a home in Maryland. She is wonderful to work with and truly gets the job done.
Review by
Sara Koslow, Arnold MD
Cindy was just great!! Couldn't have been a better experience !! She is extremely knowledgeable about the short sale pr ocess, a true professional!! I would recommend her to anyone!! Thank you Cindy!!! Superb!!
Review by
Beth Aronson. Baltimore
Cindy did another amazing job and helped me find the perfect house for my needs. She understood my unique situation and was there to help me through the entire process. Her professional manner and attention to detail were second-to-none! Her advice, and even her encouragement, were greatly appreciated! I would give Cindy my unconditional recommendation to anyone! Thank you Cindy! I am looking forward to working with you again soon!
Review by
VJ Keith, Severna Park, MD
She was very thorough and fully understood the needs and fears. She worked tirelessly with the bank to get a contract ap proved.
Review by
Candy Crownsville Md
Ms. Cindy Gardner is extremely sharp and professional, very patient and down to earth. She has a knowledge of the indust ry that is unrivaled and will work tirelessly to accomplish an objective she sets out on. My process was extended due to various reasons and when the average person may have just thrown in the towel, she however used it as an opportunity to dig her heels in deeper and thrust the property sale across the finish line.
Review by
Greg, Accokeek
Heather and Cindy were patient and fought a long and often at time discouraging battle with me.
Review by
Cookie, Clarksburg MD
Thanks for all your help Cindy!!! You were a star!!!
Review by
Rebecca Wachter

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