Debra Settle
Debra Settle
Debra Settle
REALTOR® | Licensed in MD
White Plains Office
5010 Regency Place, Suite 100
White Plains, MD 20695

Interested in learning what your home is worth?

About Me

Debra is a life-long resident of Maryland and prior to beginning a full-time career in real estate in 1996, she worked in various positions of Personal and Mortgage Banking. She has worked every aspect of the Real Estate industry representing sellers, buyers, investors in both the commercial and residential markets. I believe strongly that it is my duty to represent my clients to the best of my ability from start to finish of the transaction.

Clients choose to work with Debra for her full-service approach, strong ethics, comprehensive experience and unique expertise. Debra has navigated through both seller and buyer markets. It is an integral part of the job to stay on top of the ever-changing legal and legislative updates of real estate as well as the technology side. Debra has consistently shown the ability to satisfy her clients whether they are selling or buying their homes. Her strong base of loyal, repeat customers is the reason she has been so successful in this incredibly competitive sales environment.

Debra has two grown children that live out state. When not visiting with family and friends she likes to work out, listen to music and relax anywhere near the water.

Debra has earned the trust of her clients and built strong relationships with them.

  • National Association of Realtors, Member
  • Platinum Team Award, SMAR
  • Diamond Team Award, SMAR
  • Full-time Realtor 20+ years
  • Buyer/Seller representation, specializing in residential home sales
My Awards
My Designations


It was very important to us to choose a realtor who would provide excellent service from the beginning of the sales expe rience through its' conclusion. Debra was recommended to us from a friend with demanding standards, who had worked with Debra on multiple occasions. The referral was not undeserved! Debra's capability and effort was showcased for use during both transactions .... the selling of our home, and the purchase of the new one. Both of the other agents provided excellent contrast to Debra, showing just what NOT to do in each situation.
Review by
Karl Schoeck, Great Mills, MD
Debra Settle was excellent in all aspects. Our sale had some unexpected complications and she handled every one professi onally, always keeping our best interests in mind. There were delays and setbacks throughout our selling/buying process (none of which were our fault or hers), and she was incredibly supportive and encouraging. When we were tired or overwhelmed, she stepped up to reassure us and was a tireless advocate for us when it came to negotiations with both the party who bought our former home and the seller of our new home. Her communication with us was immediate if we had a question and she answered all the questions we had in detail. She is the best! We highly recommend her!
Review by
Karl and Sally Schoeck, Great Mills, MD
Debra did such a wonderful job finding me a home for my little family in the perfect quiet spot. Everything was seamless from start to finish. Communication was super open and easy. 10 out of 10 would recommend and will use in the future.
Review by
Jessica, Mechanicsville
Debra was always willing to help with any questions or concerns. I could always depend on her. Thank You Debra!
Review by
Cindy Behram
Debra made the buying of my new house and sailing of the old hour go smoothly. Debra was very knowledgeable and conside rate of my needs and wishes. She was always courteous when dealing with her. Debra is a great agent who makes the process go smoothly and timely. Everyone was easy to deal with. She is a great agent who puts the customer’s interest first.
Review by
Helen Cross Mechanicsville
Debra Settle was very knowledge, professional and courteous. She understood what I was looking for and worked hard to ac comodate me. She made sure everything was done correctly. She was very pleasant to work with. I would highly recommend Debra. A great company to work with.
Review by
Helen Cross Hughesville Maryland
Debra was WONDERFUL! Her price analysis was spot on. She kept me informed of everything throughout the whole process. She is very friendly and extremely knowledgeable. Such a joy to work with!
Review by
Julie Bowie, Port Tobacco
Mrs Settle made my first home buying experience truly enjoyable and I would not have wanted to deal with anyone else
Review by
Wade Brown, Indian Head
Debra Settle is an excellent agent! I have used her for the purchase and sale of several properties. She has always stay ed on top of things so I wouldn't have to worry, which has made for a smooth transaction. Any problems that arose she took care of immediately, making sure settlement would not be delayed. She has marketed my properties very well, bringing in all resources to be sure my property was seen by everyone possible! I would definitely recommend Debra, as I do to friends and family.
Review by
Dennis, Indian Head
If you are buying or selling a house in Maryland area Contact Debra Settle first choice
Review by
Kevin Ripple
Known Debra previously from other rentals I've had. She was very helpful in every step of way and a expert in her field. She went above and beyond in every thing she did. She is a valuable asset to Centuary 21. I would gladly without hesitation contact her again if I made another purchase. Just want to say she's the "greatest "
Review by
Wilbur L Cooper, Lusby, Md
Debra was very patient as we toured house after house until I found the one I wanted. She was fabulous at helping me kee p calm thru the long, drawn out process after we submitted my offer and then thru to the close. She was very good at keeping me up to date with everything she could thru this process. I would recommend Debra to anyone in need of an excellent agent.
Review by
Stephanie Stevens , Waldorf MD

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